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Are you looking for ongoing financial advice and investment management?

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What we offer

We provide ongoing planning and advice about all aspects of your finances. This includes discretionary management of your investments and ongoing tax minimization planning. Additionally, we can coordinate the preparation and filing of your income tax returns through Powers Tax Preparation, a separate company that's under common ownership with SkyBlue Wealth Advisors

Tax planning

It’s not enough to simply build wealth, you also must maintain it. We work to help minimize your taxes and maximize your outcomes with a focus on reducing your lifetime tax liability. Specific to your retirement, we help you establish a tax-efficient investment and distribution strategy, which may include:

  • Tax Bracket Planning

  • Social Security Planning

  • Medicare Planning

Retirement planning

Retirement planning can be both exciting and unnerving at the same time. Risks in the stock market, health care, longevity, inflation, long-term care, and losing a spouse are just a few of the uncertainties you will face. We use an ongoing process to ensure that you can live out your retirement dreams with the least amount of risk possible. Our process includes:

  • Defining what goals are most important to you

  • Improving the probability of success in achieving your goals

  • Aligning your investment strategy with your risk tolerance and financial goals

  • Creating an income plan

  • Reducing your tax burden

  • Stress testing your retirement plan

  • Maximizing wealth transfer to your heirs

Investment management

We implement investment solutions specifically designed to help you achieve your retirement goals

Using information gained through our personal conversations with you, we develop a custom investment plan and allocation target. In building the plan, we are guided by your specific objectives and tax considerations. It is this plan that guides all portfolio decisions

We take a passive approach to investment management to minimize fund and transaction costs and taxes and to avoid behavioral biases associated with trying to time the market. We utilize low-cost exchange-traded funds (ETF’s) to build and manage custom portfolios

For whom is this service best

This service is best for anyone looking for a trusted fiduciary partner to help with ongoing financial, tax and investment decisions throughout retirement. We provide advice on annual income planning and portfolio distributions, Roth conversions, investment management, tax-efficient gifting and charitable donation strategies, estate planning, etc.

What it costs

For a couple
Annual fee, typically $7,200* per year
For an individual
Annual fee, typically $6,000* per year

Your fee will be agreed upon prior to entering a formal engagement with us. Fees will be deducted directly from your investment accounts under our management at LPL Financial or subscription service

We do not accept compensation for the sale of securities or other investment products including asset-based sales charges. Unlike many advisors, our ongoing fee is not tied to product sales. We have a firm belief that commission products do not align with the complexity of your financial life and therefore a poor solution for proper planning and advice

We utilize a tiered fee structure in order to serve clients who need our help but aren't able to meet a flat minimum. We don't believe that an advisor does twice the work for a household with $2 million in assets versus the household that has $1 million in assets, therefore we don't charge twice the fee

Next steps

Thank you for your interest. We're happy to have an introductory call with you and offer a Schedule tool for convenience

* The fee may be higher if you are a business owner, have a highly structured legal estate, own private or illiquid investments or otherwise have a lot of complexity in your financial life. We will quote you the final fee after having an introductory call

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