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Our Planning Process is Simple


FIRST CONTACT We're interested to learn how we can help and discuss a possible fit.


DISCOVERY & DATA We'll work together to identify your objectives, needs, and priorities and collect quantitative and qualitative information for analysis. 


BASE CASE PLAN Next, we develop your financial situation as a draft and assess the strengths and weaknesses compared to your objectives, needs and priorities. 


OBSERVATIONS & RECOMMENDATIONS We'll examine base case strengths and weaknesses for a review of alternative strategies. This step is paired with plan iterations which illustrate the impact of implementing change.


TRY ON From here, we move to the ‘try-on’ phase. This phase is active between 12 to 18 months as we assess whether the recommendations made fit. This time allows us to review further alternatives, additions and changes. 


ONGOING RELATIONSHIP The planning process is a cycle that repeats throughout your lifetime. Change happens and your plan is adapted to your outlook. We begin every relationship with the intention of becoming long-term. 

Sail Boats

Retirement Income Planning

Retirement income planning is more important than ever. Fewer of us working now can count on an employer-provided, defined-benefit pension than the generations before. Those of us with pensions often face the major decision of whether to take a lump sum payout or continue with our employer’s plan.


Investing in Retirement

Investing doesn’t stop when you reach retirement. One of the first steps in working with you is understanding your risk tolerance. Generally, the older you are, the more your portfolio should be in preservation of capital with a focus on providing regular income in retirement.

Beauty of Flight

Taxes in Retirement

It can be hard to know beforehand how you will be taxed. Statements can tell you how much you’ve saved in individual retirement accounts like IRAs and 401(k)s. You should know how much money you’ll get from Social Security and whether you’ll receive payments from a pension. But how much of that money goes to taxes will affect what you have to live on.


Estate Planning

You have a lifetime of assets. Estate planning can help ensure your loved ones – and the organizations you care most about – are continued to be taken care of after your death or incapacitation.

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